{"id":10239,"date":"2025-10-17T11:29:39","date_gmt":"2025-10-17T09:29:39","guid":{"rendered":"https:\/\/paynopain.com\/glosario\/vcc\/"},"modified":"2026-01-26T16:55:06","modified_gmt":"2026-01-26T15:55:06","slug":"vcc","status":"publish","type":"glosario","link":"https:\/\/paynopain.com\/en\/glossary\/vcc\/","title":{"rendered":"VCC"},"content":{"rendered":"

<\/span>What is a virtual credit card (VCC)?<\/strong><\/span><\/h2>\n

A virtual credit card (VCC)<\/strong> is a digital version of a physical credit card used to make online payments. These cards are designed to provide an additional layer of security in transactions, as they generate a temporary, unique card number<\/strong> for each purchase or for a specific set of transactions, minimizing the risk of fraud.<\/p>\n

Virtual cards must be preloaded with funds before use. They usually have a predefined spending limit, making them a very secure payment method. Stored on a mobile device, they are extremely easy for customers to use and can be used both for online purchases and in physical stores.<\/p>\n

<\/span>Characteristics of virtual credit cards<\/strong><\/span><\/h2>\n
    \n
  1. \n

    Temporary number:<\/strong> VCCs generate a card number with a limited validity period. It can only be used for a specific period or for a single transaction.<\/p>\n<\/li>\n

  2. \n

    Enhanced security:<\/strong> Because the virtual card number is different from the physical card number, the risk of card cloning or unauthorized use is significantly reduced.<\/p>\n<\/li>\n

  3. \n

    Custom configuration:<\/strong> Some VCCs allow users to set spending limits, restrict usage to certain merchants, or specify validity periods.<\/p>\n<\/li>\n

  4. \n

    Convenience:<\/strong> They make online purchases easier while protecting the information of the physical card.<\/p>\n<\/li>\n<\/ol>\n

    <\/span>Which sectors use virtual credit cards?<\/strong><\/span><\/h2>\n

    Traditionally, they were used by travel agencies to pay for airline or hotel purchases<\/a>, but today they are also commonly used in ecommerce<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"

    What is a virtual credit card (VCC)?<\/p>\n

    A virtual credit card (VCC) is a digital version of a physical credit card used to make online payments.<\/p>\n","protected":false},"featured_media":8682,"template":"","meta":{"_acf_changed":false},"class_list":["post-10239","glosario","type-glosario","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nVCC - PaynoPain<\/title>\n<meta name=\"description\" content=\"Discover what a virtual credit card or CVV is and what benefits it offers compared to conventional credit cards.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/paynopain.com\/en\/glossary\/vcc\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"VCC - PaynoPain\" \/>\n<meta property=\"og:description\" content=\"Discover what a virtual credit card or CVV is and what benefits it offers compared to conventional credit cards.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/paynopain.com\/en\/glossary\/vcc\/\" \/>\n<meta property=\"og:site_name\" content=\"PaynoPain\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-26T15:55:06+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/paynopain.com\\\/en\\\/glossary\\\/vcc\\\/\",\"url\":\"https:\\\/\\\/paynopain.com\\\/en\\\/glossary\\\/vcc\\\/\",\"name\":\"VCC - 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