{"id":10248,"date":"2025-10-17T11:20:49","date_gmt":"2025-10-17T09:20:49","guid":{"rendered":"https:\/\/paynopain.com\/glosario\/preautorizacion\/"},"modified":"2026-01-27T09:59:58","modified_gmt":"2026-01-27T08:59:58","slug":"pre-authorization-process","status":"publish","type":"glosario","link":"https:\/\/paynopain.com\/en\/glossary\/pre-authorization-process\/","title":{"rendered":"Pre-authorization process"},"content":{"rendered":"

<\/span>What is the pre-authorization process?<\/strong><\/span><\/h2>\n

Pre-authorization<\/strong> consists of temporarily reserving a specific amount of money on a card for a future payment. This process checks the availability of funds<\/strong> on the card, and once confirmed, the specified amount is blocked in the cardholder\u2019s account to ensure the payment can be completed successfully.<\/p>\n

<\/span>Payment pre-authorizations: common use cases<\/strong><\/span><\/h2>\n

Payment pre-authorizations are widely used in services such as hotel reservations<\/strong> or car rentals<\/strong>. These are two of the most common scenarios where the business must ensure the customer has enough funds to cover any potential damages or additional charges.<\/p>\n

<\/span>How does the payment pre-authorization process work?<\/strong><\/span><\/h2>\n
    \n
  • \n

    Pre-authorization request:<\/strong> The merchant requests a payment pre-authorization from the customer\u2019s card-issuing bank before completing the final transaction.<\/p>\n<\/li>\n

  • \n

    Funds reservation:<\/strong> The issuing bank temporarily reserves the requested amount on the customer\u2019s card. These funds become unavailable for other transactions until the pre-authorization is completed or released.<\/p>\n<\/li>\n

  • \n

    Verification of available funds:<\/strong> The pre-authorization allows the merchant to confirm the customer has sufficient funds before providing the service, helping prevent declined transactions or insufficient funds.<\/p>\n<\/li>\n

  • \n

    Final transaction:<\/strong> Once the service is completed, the merchant finalizes the transaction and requests authorization for the actual amount. The pre-authorized amount is then converted into the final payment.<\/p>\n<\/li>\n

  • \n

    Release of unused funds:<\/strong> If the final transaction amount is lower than the pre-authorized amount, the remaining balance is released and becomes available on the customer\u2019s card again.<\/p>\n<\/li>\n

  • \n

    Pre-authorization expiration:<\/strong> If the final transaction is not completed within a certain timeframe (usually a few days), the pre-authorization expires and the reserved funds are automatically released.<\/p>\n<\/li>\n<\/ul>\n

    <\/span>Payment gateway with pre-authorizations<\/strong><\/span><\/h2>\n

    If you run a hotel, travel agency, or car rental company and need a PCI proxy payment solution that allows you to accept pre-authorizations, get in touch with us.<\/p>\n","protected":false},"excerpt":{"rendered":"

    What is the pre-authorization process?<\/p>\n

    Pre-authorization is the temporary reservation of a specific amount of money on a card for a future payment.<\/p>\n","protected":false},"featured_media":8436,"template":"","meta":{"_acf_changed":false},"class_list":["post-10248","glosario","type-glosario","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nPre-authorization process - PaynoPain<\/title>\n<meta name=\"description\" content=\"Discover how the payment pre-authorisation process works: a key tool for reserving funds before completing transactions.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/paynopain.com\/en\/glossary\/pre-authorization-process\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pre-authorization process - PaynoPain\" \/>\n<meta property=\"og:description\" content=\"Discover how the payment pre-authorisation process works: a key tool for reserving funds before completing transactions.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/paynopain.com\/en\/glossary\/pre-authorization-process\/\" \/>\n<meta property=\"og:site_name\" content=\"PaynoPain\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-27T08:59:58+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/paynopain.com\\\/en\\\/glossary\\\/pre-authorization-process\\\/\",\"url\":\"https:\\\/\\\/paynopain.com\\\/en\\\/glossary\\\/pre-authorization-process\\\/\",\"name\":\"Pre-authorization process - PaynoPain\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/paynopain.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/paynopain.com\\\/en\\\/glossary\\\/pre-authorization-process\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/paynopain.com\\\/en\\\/glossary\\\/pre-authorization-process\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/paynopain.com\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/47.svg\",\"datePublished\":\"2025-10-17T09:20:49+00:00\",\"dateModified\":\"2026-01-27T08:59:58+00:00\",\"description\":\"Discover how the payment pre-authorisation process works: a key tool for reserving funds before completing transactions.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/paynopain.com\\\/en\\\/glossary\\\/pre-authorization-process\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/paynopain.com\\\/en\\\/glossary\\\/pre-authorization-process\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/paynopain.com\\\/en\\\/glossary\\\/pre-authorization-process\\\/#primaryimage\",\"url\":\"https:\\\/\\\/paynopain.com\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/47.svg\",\"contentUrl\":\"https:\\\/\\\/paynopain.com\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/47.svg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/paynopain.com\\\/en\\\/glossary\\\/pre-authorization-process\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/paynopain.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Pre-authorization process\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/paynopain.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/paynopain.com\\\/en\\\/\",\"name\":\"PaynoPain\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/paynopain.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Pre-authorization process - PaynoPain","description":"Discover how the payment pre-authorisation process works: a key tool for reserving funds before completing transactions.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/paynopain.com\/en\/glossary\/pre-authorization-process\/","og_locale":"en_US","og_type":"article","og_title":"Pre-authorization process - PaynoPain","og_description":"Discover how the payment pre-authorisation process works: a key tool for reserving funds before completing transactions.","og_url":"https:\/\/paynopain.com\/en\/glossary\/pre-authorization-process\/","og_site_name":"PaynoPain","article_modified_time":"2026-01-27T08:59:58+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/paynopain.com\/en\/glossary\/pre-authorization-process\/","url":"https:\/\/paynopain.com\/en\/glossary\/pre-authorization-process\/","name":"Pre-authorization process - PaynoPain","isPartOf":{"@id":"https:\/\/paynopain.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/paynopain.com\/en\/glossary\/pre-authorization-process\/#primaryimage"},"image":{"@id":"https:\/\/paynopain.com\/en\/glossary\/pre-authorization-process\/#primaryimage"},"thumbnailUrl":"https:\/\/paynopain.com\/wp-content\/uploads\/2025\/10\/47.svg","datePublished":"2025-10-17T09:20:49+00:00","dateModified":"2026-01-27T08:59:58+00:00","description":"Discover how the payment pre-authorisation process works: a key tool for reserving funds before completing transactions.","breadcrumb":{"@id":"https:\/\/paynopain.com\/en\/glossary\/pre-authorization-process\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/paynopain.com\/en\/glossary\/pre-authorization-process\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/paynopain.com\/en\/glossary\/pre-authorization-process\/#primaryimage","url":"https:\/\/paynopain.com\/wp-content\/uploads\/2025\/10\/47.svg","contentUrl":"https:\/\/paynopain.com\/wp-content\/uploads\/2025\/10\/47.svg"},{"@type":"BreadcrumbList","@id":"https:\/\/paynopain.com\/en\/glossary\/pre-authorization-process\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/paynopain.com\/en\/"},{"@type":"ListItem","position":2,"name":"Pre-authorization process"}]},{"@type":"WebSite","@id":"https:\/\/paynopain.com\/en\/#website","url":"https:\/\/paynopain.com\/en\/","name":"PaynoPain","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/paynopain.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/paynopain.com\/en\/wp-json\/wp\/v2\/glosario\/10248","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/paynopain.com\/en\/wp-json\/wp\/v2\/glosario"}],"about":[{"href":"https:\/\/paynopain.com\/en\/wp-json\/wp\/v2\/types\/glosario"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/paynopain.com\/en\/wp-json\/wp\/v2\/media\/8436"}],"wp:attachment":[{"href":"https:\/\/paynopain.com\/en\/wp-json\/wp\/v2\/media?parent=10248"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}