{"id":15416,"date":"2026-02-19T12:02:59","date_gmt":"2026-02-19T11:02:59","guid":{"rendered":"https:\/\/paynopain.com\/?post_type=glosario&p=15416"},"modified":"2026-03-04T16:43:27","modified_gmt":"2026-03-04T15:43:27","slug":"aml","status":"publish","type":"glosario","link":"https:\/\/paynopain.com\/en\/glossary\/aml\/","title":{"rendered":"AML (Anti-Money Laundering)"},"content":{"rendered":"

<\/span>What is AML?<\/b><\/span><\/h2>\n

AML<\/b>, also known as <\/span>anti-money laundering prevention<\/b>, refers to the set of rules, procedures, and controls that companies (especially financial institutions and <\/span>payment service providers<\/span><\/a>) implement to prevent, detect, and report activities related to money laundering and terrorist financing.<\/span><\/p>\n

The main objective is to ensure that funds circulating through the financial system <\/span>come from lawful activities<\/b> and are not used to conceal illicit capital.<\/span><\/p>\n

<\/span>How do AML controls work?<\/b><\/span><\/h2>\n

AML controls consist of a series of coordinated actions to assess risks and continuously monitor all <\/span>transactions<\/span><\/a>. The most common elements include:<\/span><\/p>\n

Identity verification<\/b><\/h3>\n

Collection and confirmation of customer data (name, identity document, address) and company data (legal registration, ownership structure).<\/span><\/p>\n

Risk assessment<\/b><\/h3>\n

Analysis of the risk level of each customer or entity based on their profile and activity. <\/span>Customer Due Diligence (CDD)<\/b> helps identify factors such as:<\/span><\/p>\n