{"id":5954,"date":"2018-09-27T09:00:12","date_gmt":"2018-09-27T07:00:12","guid":{"rendered":"https:\/\/paynopain.com\/e-wallets-in-2020-what-an-electronic-wallet-should-offer-to-satisfy-users\/"},"modified":"2026-03-13T08:57:56","modified_gmt":"2026-03-13T07:57:56","slug":"e-wallets-in-2020-what-an-electronic-wallet-should-offer-to-satisfy-users","status":"publish","type":"post","link":"https:\/\/paynopain.com\/en\/blog\/e-wallets-in-2020-what-an-electronic-wallet-should-offer-to-satisfy-users\/","title":{"rendered":"E-wallets in 2020: what an electronic wallet should offer to satisfy users"},"content":{"rendered":"<p align=\"justify\"><span style=\"font-weight: 400;\">There are many companies that have already made the most of the current technological boom to <\/span><b>launch their own e-wallets.<\/b><span style=\"font-weight: 400;\"> Banks, fintech companies and even some companies whose business activity is apparently far from the financial world have their own <\/span><b>wallet apps on the market<\/b><span style=\"font-weight: 400;\">, but not all of them are equally successful. What is this due to? <\/span><b>How should an e-wallet be in 2020 for customers to choose it over others?<\/b><span style=\"font-weight: 400;\"> Today we\u2019re going to give you the keys to create the perfect electronic wallet.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>1. Independent e-wallet<\/b><\/h3>\n<p align=\"justify\"><span style=\"font-weight: 400;\">Most banks nowadays offer their own\u00a0 mobile wallet apps, so, if you want yours to be different, it must be <\/span><b>independent from bank accounts and credit and debit cards<\/b><span style=\"font-weight: 400;\">. This independence offers users the flexibility to change banks without changing their electronic wallet, or even to <\/span><b>use it without having a bank account<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>2. Global e-wallet<\/b><\/h3>\n<p align=\"justify\"><span style=\"font-weight: 400;\">Your customers will want to travel and they\u2019ll need <\/span><b>their electronic wallet to work anywhere<\/b><span style=\"font-weight: 400;\">. If you want to facilitate this service, the implemented technology must be autonomous and <\/span><b>not require a specific infrastructure to function.<\/b><\/p>\n<p>&nbsp;<\/p>\n<h3><b>3. Secure e-wallet<\/b><\/h3>\n<p align=\"justify\"><span style=\"font-weight: 400;\">This point is fundamental, it would be a big mistake to put an e-wallet on the market that doesn\u2019t offer the <\/span><b>maximum security guarantees<\/b><span style=\"font-weight: 400;\"> to its users. The <\/span><b>double authentication<\/b><span style=\"font-weight: 400;\"> and the <\/span><b>request of the personal pin for each operation<\/b><span style=\"font-weight: 400;\"> are necessary measures to prevent theft, in the same way, it\u2019s important <\/span><b>the app doesn\u2019t store sensitive data<\/b><span style=\"font-weight: 400;\"> in the mobile device that can expose the user in the case of a fraudulent attack.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>4. Multi-currency e-wallet<\/b><\/h3>\n<p align=\"justify\"><span style=\"font-weight: 400;\">Including <\/span><b>currency exchange as a feature<\/b><span style=\"font-weight: 400;\"> in your e-wallet app will make it much more attractive to customers who carry out transactions in different countries or who travel often. If, in addition, it also allows to <\/span><b>operate with cryptocurrencies and exchange them<\/b><span style=\"font-weight: 400;\">, you\u2019ll be able to access a much wider audience.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>5. Open and linkable e-wallet<\/b><\/h3>\n<p align=\"justify\"><span style=\"font-weight: 400;\">But the feature that makes a wallet technology exceptional and that you\u2019d rarely find in competitors\u2019 apps is it <\/span><b>being open and allowing links with external systems<\/b><span style=\"font-weight: 400;\"> such as <\/span><b>Visa and Mastercard, bank cores or blockchain<\/b><span style=\"font-weight: 400;\">. In this way the possibilities are multiplied and you can access audiences with very different needs.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p align=\"justify\"><span style=\"font-weight: 400;\">Creating <\/span><b>such a complete <\/b><b>electronic wallet<\/b> <span style=\"font-weight: 400;\">can be very complicated for a company whose main activity isn\u2019t related to technological innovation. For this reason, at <\/span><b>PaynoPain<\/b><span style=\"font-weight: 400;\"> we put at our clients\u2019 service <\/span><b>the technology and professional team necessary for any company to launch their own e-wallet, including the features they desire and under their own brand.<\/b><\/p>\n","protected":false},"excerpt":{"rendered":"<p>There are many companies that have already made the most of the current technological boom to launch their own e-wallets. Banks, fintech companies and even some companies whose business activity is apparently far from the financial world have their own wallet apps on the market, but not all of them are equally successful. What is [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":4500,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[76],"tags":[],"class_list":["post-5954","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>E-wallets in 2020: what an electronic wallet should offer to satisfy users - PaynoPain<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/paynopain.com\/en\/blog\/e-wallets-in-2020-what-an-electronic-wallet-should-offer-to-satisfy-users\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"E-wallets in 2020: what an electronic wallet should offer to satisfy users - PaynoPain\" \/>\n<meta property=\"og:description\" content=\"There are many companies that have already made the most of the current technological boom to launch their own e-wallets. Banks, fintech companies and even some companies whose business activity is apparently far from the financial world have their own wallet apps on the market, but not all of them are equally successful. 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