{"id":10320,"date":"2025-08-06T17:38:03","date_gmt":"2025-08-06T15:38:03","guid":{"rendered":"https:\/\/paynopain.com\/glosario\/fraude-online\/"},"modified":"2026-01-27T14:01:40","modified_gmt":"2026-01-27T13:01:40","slug":"fraude-online","status":"publish","type":"glosario","link":"https:\/\/paynopain.com\/pt-pt\/glossario\/fraude-online\/","title":{"rendered":"Fraude online"},"content":{"rendered":"<h2 data-start=\"2693\" data-end=\"2726\"><span class=\"ez-toc-section\" id=\"O_que_e_uma_fraude_online\"><\/span><strong data-start=\"2696\" data-end=\"2726\">O que \u00e9 uma fraude online?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"2728\" data-end=\"3177\">A fraude online envolve o uso de dispositivos digitais para realizar atividades fraudulentas ou enganosas na internet, como <strong>roubo de identidade, esquemas fraudulentos ou o roubo de palavras-passe e outros dados sens\u00edveis. <\/strong>Os com\u00e9rcios eletr\u00f3nicos operam num ambiente onde ocorrem transa\u00e7\u00f5es importantes \u2014 dinheiro, produtos ou informa\u00e7\u00f5es pessoais sens\u00edveis \u2014 tornando-se um contexto ideal para cibercriminosos abordarem v\u00edtimas desprevenidas.<\/p>\n<p data-start=\"3179\" data-end=\"3466\">Os casos de fraude em ecommerce s\u00e3o dif\u00edceis de prevenir, detetar e processar. Para combater eficazmente a fraude online, os comerciantes precisam estar informados sobre os seus direitos, conhecer as ferramentas tecnol\u00f3gicas mais avan\u00e7adas e contar com o apoio de especialistas do setor.<\/p>\n<h2 data-start=\"3468\" data-end=\"3518\"><span class=\"ez-toc-section\" id=\"Medidas_de_prevencao_contra_a_fraude_online\"><\/span><strong data-start=\"3471\" data-end=\"3518\">Medidas de preven\u00e7\u00e3o contra a fraude online<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"3520\" data-end=\"3617\">Para reduzir a fraude nos pagamentos online, empresas e utilizadores podem adotar v\u00e1rias medidas:<\/p>\n<ul data-start=\"3619\" data-end=\"4043\">\n<li data-start=\"3619\" data-end=\"3722\">\n<p data-start=\"3621\" data-end=\"3722\"><strong data-start=\"3621\" data-end=\"3651\">Verifica\u00e7\u00e3o de identidade:<\/strong> implementar processos robustos, como a autentica\u00e7\u00e3o de dois fatores.<\/p>\n<\/li>\n<li data-start=\"3723\" data-end=\"3808\">\n<p data-start=\"3725\" data-end=\"3808\"><strong data-start=\"3725\" data-end=\"3767\">Monitoriza\u00e7\u00e3o de atividades suspeitas:<\/strong> usar ferramentas de dete\u00e7\u00e3o de fraude.<\/p>\n<\/li>\n<li data-start=\"3809\" data-end=\"3896\">\n<p data-start=\"3811\" data-end=\"3896\"><strong data-start=\"3811\" data-end=\"3824\">Forma\u00e7\u00e3o:<\/strong> ensinar os utilizadores a identificar e evitar esquemas fraudulentos.<\/p>\n<\/li>\n<li data-start=\"3897\" data-end=\"3970\">\n<p data-start=\"3899\" data-end=\"3970\"><strong data-start=\"3899\" data-end=\"3918\">Mais seguran\u00e7a:<\/strong> usar sistemas de encripta\u00e7\u00e3o e prote\u00e7\u00e3o de dados.<\/p>\n<\/li>\n<li data-start=\"3971\" data-end=\"4043\">\n<p data-start=\"3973\" data-end=\"4043\"><strong data-start=\"3973\" data-end=\"4001\">Cumprimento regulat\u00f3rio:<\/strong> cumprir normas como o GDPR e <a href=\"https:\/\/paynopain.com\/pt-pt\/glossario\/pci-dss\/\"><strong data-start=\"4031\" data-end=\"4042\">PCI DSS<\/strong><\/a>.<\/p>\n<\/li>\n<\/ul>\n<h2 data-start=\"4045\" data-end=\"4078\"><span class=\"ez-toc-section\" id=\"Como_evitar_fraudes_online\"><\/span><strong data-start=\"4048\" data-end=\"4078\">Como evitar fraudes online<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"4080\" data-end=\"4327\">Ao navegar na internet, devemos confirmar que estamos perante um neg\u00f3cio real, tal como far\u00edamos numa loja f\u00edsica. Podemos come\u00e7ar por verificar avalia\u00e7\u00f5es de outros utilizadores e identificar meios de contacto claros (email e n\u00famero de telefone).<\/p>\n<p data-start=\"4329\" data-end=\"4550\">Al\u00e9m disso, \u00e9 importante garantir que o site possui um certificado digital v\u00e1lido. Para isso, verifica se h\u00e1 um cadeado junto ao URL e confirma que a liga\u00e7\u00e3o utiliza o protocolo HTTPS, garantindo uma navega\u00e7\u00e3o segura.<\/p>\n<h2 data-start=\"4552\" data-end=\"4590\"><span class=\"ez-toc-section\" id=\"Saber_mais_sobre_fraudes_online\"><\/span><strong data-start=\"4555\" data-end=\"4590\">Saber mais sobre fraudes online<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"4592\" data-end=\"4673\">Para mais informa\u00e7\u00f5es sobre fraudes online, deixamos alguns artigos recomendados:<\/p>\n<ul data-start=\"4675\" data-end=\"4805\">\n<li data-start=\"4675\" data-end=\"4726\">\n<p data-start=\"4677\" data-end=\"4726\"><a href=\"https:\/\/paynopain.com\/pt-pt\/blog\/os-quatro-tipos-de-ciberestafas-mais-comuns\/\"><strong data-start=\"4677\" data-end=\"4724\">Os quatro tipos de ciberfraudes mais comuns<\/strong><\/a><\/p>\n<\/li>\n<li data-start=\"4727\" data-end=\"4805\">\n<p data-start=\"4729\" data-end=\"4805\"><a href=\"https:\/\/paynopain.com\/pt-pt\/blog\/o-seu-portal-de-pagamento-seguro\/\"><strong data-start=\"4729\" data-end=\"4805\">A tua pasarela de pagamento \u00e9 segura? 5 pontos essenciais para verificar<\/strong><\/a><\/p>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>O que \u00e9 uma fraude online?<br \/>\nFraude online \u00e9 o uso de dispositivos digitais para realizar atividades fraudulentas ou enganosas na internet, como roubo de identidade, esquemas fraudulentos ou roubo de dados sens\u00edveis.<\/p>\n","protected":false},"featured_media":8939,"template":"","meta":{"_acf_changed":false},"class_list":["post-10320","glosario","type-glosario","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - 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