{"id":10348,"date":"2025-08-06T17:36:18","date_gmt":"2025-08-06T15:36:18","guid":{"rendered":"https:\/\/paynopain.com\/glosario\/card-present-cp\/"},"modified":"2026-01-20T16:46:11","modified_gmt":"2026-01-20T15:46:11","slug":"card-present-cp","status":"publish","type":"glosario","link":"https:\/\/paynopain.com\/pt-pt\/glossario\/card-present-cp\/","title":{"rendered":"Card Present (CP)"},"content":{"rendered":"<h2 data-start=\"1367\" data-end=\"1408\"><span class=\"ez-toc-section\" id=\"O_que_significa_Card_Present_CP\"><\/span>O que significa Card Present (CP)?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"1409\" data-end=\"1559\"><strong>Card Present (CP)<\/strong> refere-se a transa\u00e7\u00f5es de pagamento em que o <strong>titular do cart\u00e3o est\u00e1 fisicamente presente<\/strong> no ponto de venda no momento da opera\u00e7\u00e3o.<\/p>\n<h2 data-start=\"1561\" data-end=\"1601\"><span class=\"ez-toc-section\" id=\"Caracteristicas_das_transacoes_CP\"><\/span>Caracter\u00edsticas das transa\u00e7\u00f5es CP<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul data-start=\"1602\" data-end=\"1995\">\n<li data-start=\"1602\" data-end=\"1725\">\n<p data-start=\"1604\" data-end=\"1725\">O cart\u00e3o \u00e9 inserido num <strong data-start=\"1628\" data-end=\"1653\">terminal de pagamento<\/strong>, deslizado atrav\u00e9s da <strong>faixa magn\u00e9tica<\/strong> ou aproximado de um leitor NFC.<\/p>\n<\/li>\n<li data-start=\"1726\" data-end=\"1868\">\n<p data-start=\"1728\" data-end=\"1868\">A autentica\u00e7\u00e3o \u00e9 realizada por m\u00e9todos <strong>f\u00edsicos ou eletr\u00f3nicos<\/strong>, como PIN, chip EMV ou contactless, dependendo do tipo de transa\u00e7\u00e3o e valor.<\/p>\n<\/li>\n<li data-start=\"1869\" data-end=\"1995\">\n<p data-start=\"1871\" data-end=\"1995\">O risco de fraude \u00e9 geralmente menor do que em transa\u00e7\u00f5es <a href=\"https:\/\/paynopain.com\/pt-pt\/glossario\/card-not-present-cnp\/\">CNP<\/a>, pois \u00e9 poss\u00edvel verificar fisicamente o cart\u00e3o e o titular.<\/p>\n<\/li>\n<\/ul>\n<h2 data-start=\"1997\" data-end=\"2035\"><span class=\"ez-toc-section\" id=\"Quando_ocorre_uma_transacao_CP\"><\/span>Quando ocorre uma transa\u00e7\u00e3o CP?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"2036\" data-end=\"2190\">Uma transa\u00e7\u00e3o \u00e9 considerada Card Present quando o titular do cart\u00e3o <strong>est\u00e1 fisicamente presente<\/strong> ao realizar o pagamento. Os casos mais comuns incluem:<\/p>\n<ul data-start=\"2191\" data-end=\"2439\">\n<li data-start=\"2191\" data-end=\"2256\">\n<p data-start=\"2193\" data-end=\"2256\">Pagamentos em <strong>lojas f\u00edsicas<\/strong> com cart\u00f5es de cr\u00e9dito ou d\u00e9bito.<\/p>\n<\/li>\n<li data-start=\"2257\" data-end=\"2354\">\n<p data-start=\"2259\" data-end=\"2354\">Compras com <strong>cart\u00f5es <a href=\"https:\/\/paynopain.com\/pt-pt\/glossario\/contactless\/\">contactless<\/a> (NFC)<\/strong> em supermercados, restaurantes ou transportes p\u00fablicos.<\/p>\n<\/li>\n<li data-start=\"2355\" data-end=\"2439\">\n<p data-start=\"2357\" data-end=\"2439\">Pagamentos com <strong data-start=\"2372\" data-end=\"2397\">terminal de pagamento<\/strong> em lojas e pontos de venda presenciais.<\/p>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>O que \u00e9 uma transa\u00e7\u00e3o CP ou card present?<br \/>\nUma transa\u00e7\u00e3o card present significa que o pagamento \u00e9 feito com um cart\u00e3o f\u00edsico e que os dados s\u00e3o capturados presencialmente no momento da venda.<\/p>\n","protected":false},"featured_media":8503,"template":"","meta":{"_acf_changed":false},"class_list":["post-10348","glosario","type-glosario","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - 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