{"id":10250,"date":"2025-10-17T11:20:49","date_gmt":"2025-10-17T09:20:49","guid":{"rendered":"https:\/\/paynopain.com\/glosario\/preautorizacion\/"},"modified":"2026-01-27T10:00:29","modified_gmt":"2026-01-27T09:00:29","slug":"procesul-de-preautorizare","status":"publish","type":"glosario","link":"https:\/\/paynopain.com\/ro\/glosar\/procesul-de-preautorizare\/","title":{"rendered":"Procesul de preautorizare"},"content":{"rendered":"

<\/span>Ce este procesul de preautorizare?<\/strong><\/span><\/h2>\n

Preautorizarea<\/strong> const\u0103 \u00een rezervarea temporar\u0103 a unei sume specifice de pe un card pentru o plat\u0103 viitoare. Procesul verific\u0103 disponibilitatea fondurilor<\/strong>, iar dup\u0103 confirmare, suma este blocat\u0103 \u00een contul de\u021bin\u0103torului pentru a garanta c\u0103 plata poate fi efectuat\u0103 corect.<\/p>\n

<\/span>Preautoriz\u0103ri de plat\u0103: cazuri de utilizare<\/strong><\/span><\/h2>\n

Preautoriz\u0103rile sunt des \u00eent\u00e2lnite \u00een servicii precum rezerv\u0103rile la hotel<\/strong> sau \u00eenchirierile auto<\/strong>. \u00cen aceste situa\u021bii, comerciantul trebuie s\u0103 se asigure c\u0103 clientul are fonduri suficiente pentru a acoperi eventuale daune sau costuri suplimentare.<\/p>\n

<\/span>Cum func\u021bioneaz\u0103 procesul de preautorizare?<\/strong><\/span><\/h2>\n
    \n
  • \n

    Solicitarea preautoriz\u0103rii:<\/strong> Comerciantul solicit\u0103 o preautorizare b\u0103ncii emitente a cardului \u00eenainte de finalizarea pl\u0103\u021bii.<\/p>\n<\/li>\n

  • \n

    Rezervarea fondurilor:<\/strong> Banca rezerv\u0103 temporar suma solicitat\u0103 pe cardul clientului, f\u0103c\u00e2nd-o indisponibil\u0103 pentru alte pl\u0103\u021bi.<\/p>\n<\/li>\n

  • \n

    Verificarea fondurilor:<\/strong> Preautorizarea confirm\u0103 disponibilitatea fondurilor \u00eenainte ca serviciul s\u0103 fie oferit.<\/p>\n<\/li>\n

  • \n

    Tranzac\u021bia final\u0103:<\/strong> Dup\u0103 prestarea serviciului, comerciantul finalizeaz\u0103 tranzac\u021bia \u0219i solicit\u0103 autorizarea sumei reale. Suma preautorizat\u0103 devine plata final\u0103.<\/p>\n<\/li>\n

  • \n

    Eliberarea sumelor neutilizate:<\/strong> Dac\u0103 valoarea final\u0103 este mai mic\u0103 dec\u00e2t suma preautorizat\u0103, diferen\u021ba este eliberat\u0103 \u00eenapoi pe card.<\/p>\n<\/li>\n

  • \n

    Expirarea preautoriz\u0103rii:<\/strong> Dac\u0103 tranzac\u021bia final\u0103 nu se finalizeaz\u0103 \u00een c\u00e2teva zile, preautorizarea expir\u0103 \u0219i fondurile sunt eliberate automat.<\/p>\n<\/li>\n<\/ul>\n

    <\/span>Gateway de pl\u0103\u021bi cu preautorizare<\/strong><\/span><\/h2>\n

    Dac\u0103 ai un hotel, o agen\u021bie de turism sau o firm\u0103 de \u00eenchirieri auto \u0219i ai nevoie de o solu\u021bie PCI proxy care s\u0103 permit\u0103 preautoriz\u0103ri, contacteaz\u0103-ne.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Ce este procesul de preautorizare?<\/p>\n

    Preautorizarea reprezint\u0103 rezervarea temporar\u0103 a unei sume specifice de pe un card pentru o plat\u0103 viitoare.<\/p>\n","protected":false},"featured_media":8439,"template":"","meta":{"_acf_changed":false},"class_list":["post-10250","glosario","type-glosario","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nProcesul de preautorizare - PaynoPain<\/title>\n<meta name=\"description\" content=\"Descoper\u0103 cum func\u021bioneaz\u0103 procesul de preautorizare a pl\u0103\u021bii: un instrument esen\u021bial pentru rezervarea fondurilor \u00eenainte de finalizarea tranzac\u021biilor.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/paynopain.com\/ro\/glosar\/procesul-de-preautorizare\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Procesul de preautorizare - 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