{"id":10349,"date":"2025-08-06T17:36:18","date_gmt":"2025-08-06T15:36:18","guid":{"rendered":"https:\/\/paynopain.com\/glosario\/card-present-cp\/"},"modified":"2026-01-20T16:48:35","modified_gmt":"2026-01-20T15:48:35","slug":"card-present-cp","status":"publish","type":"glosario","link":"https:\/\/paynopain.com\/ro\/glosar\/card-present-cp\/","title":{"rendered":"Card Present (CP)"},"content":{"rendered":"<h2 data-start=\"2488\" data-end=\"2525\"><span class=\"ez-toc-section\" id=\"Ce_inseamna_Card_Present_CP\"><\/span>Ce \u00eenseamn\u0103 Card Present (CP)?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"2526\" data-end=\"2684\"><strong>Card Present (CP)<\/strong> se refer\u0103 la tranzac\u021biile de plat\u0103 \u00een care <strong>titularul cardului este fizic prezent<\/strong> la punctul de v\u00e2nzare \u00een momentul efectu\u0103rii tranzac\u021biei.<\/p>\n<h2 data-start=\"2686\" data-end=\"2726\"><span class=\"ez-toc-section\" id=\"Caracteristicile_tranzactiilor_CP\"><\/span>Caracteristicile tranzac\u021biilor CP<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul data-start=\"2727\" data-end=\"3111\">\n<li data-start=\"2727\" data-end=\"2835\">\n<p data-start=\"2729\" data-end=\"2835\">Cardul este introdus \u00eentr-un <strong data-start=\"2758\" data-end=\"2774\">terminal POS<\/strong>, glisat cu <strong>banda magnetic\u0103<\/strong> sau apropiat de un cititor NFC.<\/p>\n<\/li>\n<li data-start=\"2836\" data-end=\"2983\">\n<p data-start=\"2838\" data-end=\"2983\">Autentificarea se face prin metode <strong>fizice sau electronice<\/strong>, cum ar fi PIN, cip EMV sau contactless, \u00een func\u021bie de tipul \u0219i valoarea tranzac\u021biei.<\/p>\n<\/li>\n<li data-start=\"2984\" data-end=\"3111\">\n<p data-start=\"2986\" data-end=\"3111\">Riscul de fraud\u0103 este, \u00een general, mai mic dec\u00e2t \u00een tranzac\u021biile <a href=\"https:\/\/paynopain.com\/ro\/glosar\/card-not-present-cnp\/\">CNP<\/a>, deoarece cardul \u0219i titularul pot fi verificate fizic.<\/p>\n<\/li>\n<\/ul>\n<h2 data-start=\"3113\" data-end=\"3149\"><span class=\"ez-toc-section\" id=\"Cand_are_loc_o_tranzactie_CP\"><\/span>C\u00e2nd are loc o tranzac\u021bie CP?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"3150\" data-end=\"3301\">O tranzac\u021bie este considerat\u0103 Card Present atunci c\u00e2nd titularul cardului <strong>este fizic prezent<\/strong> la efectuarea pl\u0103\u021bii. Cele mai comune cazuri includ:<\/p>\n<ul data-start=\"3302\" data-end=\"3531\">\n<li data-start=\"3302\" data-end=\"3362\">\n<p data-start=\"3304\" data-end=\"3362\">Pl\u0103\u021bi \u00een <strong>magazine fizice<\/strong> cu carduri de credit sau debit.<\/p>\n<\/li>\n<li data-start=\"3363\" data-end=\"3460\">\n<p data-start=\"3365\" data-end=\"3460\">Cump\u0103r\u0103turi cu <strong>carduri <a href=\"https:\/\/paynopain.com\/ro\/glosar\/contactless\/\">contactless<\/a> (NFC)<\/strong> \u00een supermarketuri, restaurante sau transport public.<\/p>\n<\/li>\n<li data-start=\"3461\" data-end=\"3531\">\n<p data-start=\"3463\" data-end=\"3531\">Pl\u0103\u021bi cu <strong data-start=\"3472\" data-end=\"3488\">terminal POS<\/strong> \u00een magazine \u0219i puncte de v\u00e2nzare fizice.<\/p>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Ce este o tranzac\u021bie CP sau card present?<br \/>\nO tranzac\u021bie card present \u00eenseamn\u0103 c\u0103 plata este f\u0103cut\u0103 cu un card fizic, iar detaliile pl\u0103\u021bii sunt captate personal \u00een momentul v\u00e2nz\u0103rii.<\/p>\n","protected":false},"featured_media":8504,"template":"","meta":{"_acf_changed":false},"class_list":["post-10349","glosario","type-glosario","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - 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