{"id":10352,"date":"2025-08-06T17:36:03","date_gmt":"2025-08-06T15:36:03","guid":{"rendered":"https:\/\/paynopain.com\/glosario\/card-not-present-cnp\/"},"modified":"2026-01-20T16:15:43","modified_gmt":"2026-01-20T15:15:43","slug":"card-not-present-cnp","status":"publish","type":"glosario","link":"https:\/\/paynopain.com\/ro\/glosar\/card-not-present-cnp\/","title":{"rendered":"Card Not Present (CNP)"},"content":{"rendered":"<h2 data-start=\"183\" data-end=\"224\"><span class=\"ez-toc-section\" id=\"Ce_inseamna_Card_Not_Present_CNP\"><\/span>Ce \u00eenseamn\u0103 Card Not Present (CNP)?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"225\" data-end=\"382\"><strong>Card Not Present (CNP), sau \u201ecardul nu este prezent\u201d<\/strong>, se refer\u0103 la tranzac\u021biile de plat\u0103 \u00een care <strong>titularul cardului nu se afl\u0103 fizic<\/strong> la punctul de v\u00e2nzare.<\/p>\n<p data-start=\"384\" data-end=\"527\">\u00cen tranzac\u021biile CNP, cardul nu poate fi glisat, introdus sau apropiat fizic, astfel verificarea se bazeaz\u0103 pe datele furnizate de cump\u0103r\u0103tor.<\/p>\n<h2 data-start=\"529\" data-end=\"569\"><span class=\"ez-toc-section\" id=\"Caracteristicile_tranzactiilor_CNP\"><\/span>Caracteristicile tranzac\u021biilor CNP<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul data-start=\"570\" data-end=\"929\">\n<li data-start=\"570\" data-end=\"658\">\n<p data-start=\"572\" data-end=\"658\">Comercian\u021bii <strong>nu au acces fizi<\/strong>c la card sau la titular \u00een timpul procesului de plat\u0103.<\/p>\n<\/li>\n<li data-start=\"659\" data-end=\"765\">\n<p data-start=\"661\" data-end=\"765\"><a href=\"https:\/\/paynopain.com\/ro\/glosar\/autentificare\/\">Autentificarea<\/a> se bazeaz\u0103 pe datele furnizate de titular (num\u0103rul cardului, data expir\u0103rii, CVV etc.).<\/p>\n<\/li>\n<li data-start=\"766\" data-end=\"929\">\n<p data-start=\"768\" data-end=\"929\">Este frecvent\u0103 utilizarea unor <strong>m\u0103suri suplimentare de securitate<\/strong>, cum ar fi autentificarea puternic\u0103 a clientului (SCA), 3D Secure sau alte sisteme antifraud\u0103.<\/p>\n<\/li>\n<\/ul>\n<h2 data-start=\"931\" data-end=\"967\"><span class=\"ez-toc-section\" id=\"Cand_are_loc_o_tranzactie_CNP\"><\/span>C\u00e2nd are loc o tranzac\u021bie CNP?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"968\" data-end=\"1129\">O tranzac\u021bie este considerat\u0103 <strong data-start=\"998\" data-end=\"1018\">Card Not Present<\/strong> atunci c\u00e2nd titularul cardului <strong>nu este prezent fizic<\/strong> la efectuarea pl\u0103\u021bii. Cele mai frecvente cazuri includ:<\/p>\n<ul data-start=\"1131\" data-end=\"1912\">\n<li data-start=\"1131\" data-end=\"1306\">\n<p data-start=\"1133\" data-end=\"1306\"><strong data-start=\"1133\" data-end=\"1156\">Cump\u0103r\u0103turi online:<\/strong> clientul introduce datele cardului \u0219i adresa de facturare pe un site web sau <a href=\"https:\/\/paynopain.com\/ro\/solutie\/link-de-plata\/\">link de plat\u0103<\/a>, aleg\u00e2nd livrarea la domiciliu sau ridicarea \u00een magazin.<\/p>\n<\/li>\n<li data-start=\"1307\" data-end=\"1428\">\n<p data-start=\"1309\" data-end=\"1428\"><strong data-start=\"1309\" data-end=\"1332\">Comenzi telefonice:<\/strong> clientul furnizeaz\u0103 datele cardului \u0219i adresa unui agent de v\u00e2nz\u0103ri pentru procesarea pl\u0103\u021bii.<\/p>\n<\/li>\n<li data-start=\"1429\" data-end=\"1557\">\n<p data-start=\"1431\" data-end=\"1557\"><strong data-start=\"1431\" data-end=\"1456\">Pl\u0103\u021bi cu card salvat:<\/strong> se folosesc metode de plat\u0103 online salvate anterior \u0219i autorizate pentru cump\u0103r\u0103turi viitoare.<\/p>\n<\/li>\n<li data-start=\"1558\" data-end=\"1693\">\n<p data-start=\"1560\" data-end=\"1693\"><strong data-start=\"1560\" data-end=\"1583\">Comenzi prin po\u0219t\u0103:<\/strong> clientul trimite un formular fizic cu datele de facturare pentru achizi\u021bionarea produselor sau serviciilor.<\/p>\n<\/li>\n<li data-start=\"1694\" data-end=\"1809\">\n<p data-start=\"1696\" data-end=\"1809\"><strong data-start=\"1696\" data-end=\"1731\">Pl\u0103\u021bi recurente sau <a href=\"https:\/\/paynopain.com\/ro\/solutie\/abonamente\/\">abonamente<\/a>:<\/strong> pl\u0103\u021bi automate la intervale regulate folosind informa\u021biile cardului salvat.<\/p>\n<\/li>\n<li data-start=\"1810\" data-end=\"1912\">\n<p data-start=\"1812\" data-end=\"1912\"><strong data-start=\"1812\" data-end=\"1840\">Plata facturilor online:<\/strong> clientul pl\u0103te\u0219te o factur\u0103 printr-un <a href=\"https:\/\/paynopain.com\/ro\/\">procesator de pl\u0103\u021bi online<\/a>.<\/p>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Ce este o tranzac\u021bie CNP sau card not present?<br \/>\nO tranzac\u021bie CNP are loc atunci c\u00e2nd nici de\u021bin\u0103torul cardului, nici cardul fizic nu sunt prezen\u021bi \u00een momentul tranzac\u021biei.<\/p>\n","protected":false},"featured_media":8439,"template":"","meta":{"_acf_changed":false},"class_list":["post-10352","glosario","type-glosario","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - 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