{"id":7417,"date":"2023-01-27T00:00:00","date_gmt":"2023-01-26T23:00:00","guid":{"rendered":"https:\/\/paynopain.com\/ce-este-un-terminal-de-plata-si-cum-functioneaza\/"},"modified":"2025-11-15T09:27:05","modified_gmt":"2025-11-15T08:27:05","slug":"ce-este-un-terminal-de-plata-si-cum-functioneaza","status":"publish","type":"post","link":"https:\/\/paynopain.com\/ro\/blog\/ce-este-un-terminal-de-plata-si-cum-functioneaza\/","title":{"rendered":"Ce este un terminal de plat\u0103 \u0219i cum func\u021bioneaz\u0103?"},"content":{"rendered":"
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Curio\u0219i s\u0103 descoperi\u021bi cum terminalul de plat\u0103 asigur\u0103 tranzac\u021bii sigure \u0219i rapide pe site-ul dvs. de e-commerce? Haide\u021bi s\u0103 dezv\u0103luim \u00eempreun\u0103 acest proces pentru a v\u0103 ajuta s\u0103 optimiza\u021bi afacerea online. \u00cen\u021belegerea acestor aspecte este crucial\u0103 pentru succesul \u0219i cre\u0219terea afacerii dumneavoastr\u0103 online.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

 <\/p>\n

<\/span>Ce este un terminal de plat\u0103?<\/strong><\/span><\/h2>\n

Un termnial de plat\u0103, cum ar fi Paylands, este software-ul care intermediaz\u0103 \u00eentre site-ul magazinului online \u0219i banca achizitoare. Acesta este responsabil de trimiterea informa\u021biilor de cump\u0103rare \u00eentre aceste dou\u0103 puncte, de autorizarea cardului de debit sau de credit \u0219i, astfel, de efectuarea tranzac\u021biei economice. Aceste informa\u021bii, datele cump\u0103r\u0103torului, sunt criptate sau simbolizate \u00eenainte de a fi trimise pentru a se asigura c\u0103 nu pot fi extrase \u0219i utilizate \u00een scopuri r\u0103u inten\u021bionate. \u00cen practic\u0103, gateway-urile de plat\u0103 func\u021bioneaz\u0103 \u00een acela\u0219i mod ca \u0219i terminalele POS din magazinele fizice.<\/span><\/p>\n

 <\/p>\n

<\/span>Cum func\u021bioneaz\u0103 terminalele de plat\u0103 precum Paylands?<\/strong><\/span><\/h2>\n

\u00cen momentul \u00een care cump\u0103r\u0103torul a ales ceea ce dore\u0219te \u0219i procedeaz\u0103 la plata, la checkout, urm\u0103torii pa\u0219i vor fi realiza\u021bi \u00een c\u00e2teva secunde \u00een software-ul tehnologiei de plat\u0103:<\/span><\/p>\n

    \n
  1. Se creeaz\u0103 un nou ordin de plat\u0103 care activeaz\u0103 un formular \u00een care se completeaz\u0103 datele de plat\u0103 (nume, num\u0103r de card etc.). Atunci c\u00e2nd face\u021bi clic pe „submit”, datele sunt tokenizate \u0219i trimise c\u0103tre achizitor sau banc\u0103.<\/span><\/li>\n
  2. \u00cen cazul \u00een care este implementat\u0103 tehnologia 3D Secure, cum este cazul Paylands, clientul va primi un cod prin SMS sau prin alte mijloace pentru a confirma c\u0103 nu este vorba de o alt\u0103 persoan\u0103 care se d\u0103 drept el\/ea.<\/span><\/li>\n
  3. Dac\u0103 toate informa\u021biile introduse sunt corecte, centrul de procesare (intermediarul dintre gateway-ul de plat\u0103 \u0219i banc\u0103) va trimite un r\u0103spuns pozitiv emitentului de carduri prin care aprob\u0103 tranzac\u021bia. \u00cen cazul \u00een care orice informa\u021bie este incorect\u0103, tranzac\u021bia va fi refuzat\u0103.<\/span><\/li>\n
  4. \u00cen cele din urm\u0103, dup\u0103 ce a primit aprobarea b\u0103ncii, centrul de procesare va trebui s\u0103 trimit\u0103 r\u0103spunsul pozitiv c\u0103tre gateway-ul de plat\u0103. Dup\u0103 aceea, gateway-ul de plat\u0103 va trebui s\u0103 trimit\u0103 r\u0103spunsul pozitiv c\u0103tre magazinul online pentru a trimite mesajul de achizi\u021bie reu\u0219it\u0103 c\u0103tre client.<\/span><\/li>\n<\/ol>\n

     <\/p>\n

    <\/span>Solu\u021bii de plat\u0103 pentru \u00eentreprinderi<\/span><\/h2>\n

    Acest proces este foarte important \u0219i ar trebui s\u0103 ave\u021bi \u00eencredere doar \u00een furnizorii care \u00eendeplinesc toate garan\u021biile de securitate \u0219i eficien\u021b\u0103. La PaynoPain, suntem specializa\u021bi \u00een oferirea de solu\u021bii de plat\u0103 pentru toate tipurile de afaceri de peste 13 ani. Paylands este una dintre cele mai sigure gateway-uri de plat\u0103 de pe pia\u021b\u0103, cu tehnologie proprie \u0219i eficien\u021b\u0103 ridicat\u0103 dovedit\u0103. Contacta\u021bi-ne f\u0103r\u0103 obliga\u021bii pentru a afla cum s\u0103 o integra\u021bi \u00een magazinul dumneavoastr\u0103 online.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

    Curio\u0219i s\u0103 descoperi\u021bi cum terminalul de plat\u0103 asigur\u0103 tranzac\u021bii sigure \u0219i rapide pe site-ul dvs. de e-commerce? Haide\u021bi s\u0103 dezv\u0103luim \u00eempreun\u0103 acest proces pentru a v\u0103 ajuta s\u0103 optimiza\u021bi afacerea online. \u00cen\u021belegerea acestor aspecte este crucial\u0103 pentru succesul \u0219i cre\u0219terea afacerii dumneavoastr\u0103 online.   Ce este un terminal de plat\u0103? Un termnial de plat\u0103, cum […]<\/p>\n","protected":false},"author":3,"featured_media":6564,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[102],"tags":[],"class_list":["post-7417","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-plati-online"],"acf":[],"yoast_head":"\nCe este un terminal de plat\u0103 \u0219i cum func\u021bioneaz\u0103? - PaynoPain<\/title>\n<meta name=\"description\" content=\"V\u0103 explic\u0103m cum func\u021bioneaz\u0103 un terminal de plat\u0103, astfel \u00eenc\u00e2t tranzac\u021biile s\u0103 fie efectuate \u00een mod eficient, rapid \u0219i sigur.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/paynopain.com\/ro\/blog\/ce-este-un-terminal-de-plata-si-cum-functioneaza\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ce este un terminal de plat\u0103 \u0219i cum func\u021bioneaz\u0103? 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