Payment gateway for debt collection
A single integrated platform for all payment and collection operations
At PaynoPain, we provide tools designed to simplify the debt recovery process, allowing agencies to send personalized payment links, manage partial payments, and perform automatic reconciliations.
Our platform integrates easily with existing management systems, improving operational efficiency and reducing collection times.
A single integrated platform for all payment and collection operations
Offer an exceptional user experience through fully integrated payment flows — all within your own platform, with complete control and maximum security.
You can also prevent fraud effectively thanks to our anti-fraud system, which detects risky operations and applies dynamic rules to ensure your business remains secure.
With PaynoPain, you can automate credit disbursements to users through our virtual POS and payment accounts.
Our clients
Frequently asked questions
What is a Payin and a Payout?
A Payin refers to the inflow of funds into a bank account via card or transfer.
A Payout is the outflow of those funds, transferred to a debit/credit card via Credit Fund Transfer or to a European IBAN via SEPA.
Can I send credit amounts directly to a user’s card?
Yes. We offer a service that allows you to transfer money directly to a credit/debit card or bank account in under 30 minutes.
Is there a monthly limit for collection attempts per card?
Limits are usually set by the issuing bank and may vary. If exceeded, the bank may temporarily block the card for security reasons.
Can I run recovery campaigns via phone, SMS, or email?
Yes. With PaynoPain, you can send secure payment links via email, SMS, or social media to carry out fast and safe collection campaigns.
Contact our team to learn more about our Pay by Link method.
Can I store card data without charging immediately?
Yes. With our Virtual POS, you can store a payment method securely and charge later when needed.
What legal and compliance requirements apply to debt recovery?
PaynoPain complies with GDPR and PCI DSS. Your company must also follow local regulations for debt collection and consumer protection.
How can I manage refunds or disputes?
PaynoPain provides tools to manage refunds and handle disputes transparently, protecting both agencies and customers.
What security measures protect customer data?
We use advanced encryption, tokenization, and international security protocols to ensure payment data protection.
Can I automate debt recovery processes with PaynoPain?
Yes. You can automate payment links, recurring charges, and payment tracking to increase efficiency.
What happens if a payment fails or a card is blocked?
Our system will notify you immediately so you can retry with another method or send a new payment link.
How can I integrate PaynoPain with my existing systems?
We provide APIs and plugins that integrate seamlessly with most management platforms and software.