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Solutions Use cases Rates News
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Solutions
Virtual POS

The most comprehensive solution for accepting online payments securely and flexibly: virtual POS and a payment gateway.

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Physical POS

Payment devices adapted to any type of business. We have a variety of devices available for both attended and unattended payments.

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Tap to Pay

Turn your phone into a card reader and get paid instantly, wherever you are. Accept payments by card, Apple Pay, Google Pay, and more.

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Payment links

Create payment links and start selling online without needing a website.

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Subscriptions

Manage recurring payments automatically and hassle-free.

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Payment methods

More than 50 payment methods available so you can choose the ones that best fit your business: credit/debit cards, bank transfers, instalment payments or cryptocurrencies — all in a single gateway.

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Use cases
PYMES

Simplify your payments, in-store or online, with secure and easy-to-integrate solutions.

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Hotels

Payment solution integrated with the main systems in the tourism sector.

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Ecommerce

Start selling online quickly, securely, and without technical complications.

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Restaurants

Digitize your restaurant's payments with fast and secure solutions.

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Marketplace

A solution designed to manage transactions between multiple users.

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Collection agencies

Optimize debt collection with complete control and anti-fraud protection.

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Mobility and transportation

Fast and secure payments for transportation and mobility services.

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News
Blog

Discover the latest industry news, analysis on digital payments, and technological innovation for businesses and retailers.

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Featured categories
E-commerce tips Expert post In-person payments Legislation and safety News Online Payments PaynoPain News Press Releases Press kits
Featured news
||||||
28 October 2025 News
Generation Z vs Millennials: the new payment habits in 2025
Cliente con problemas para efectuar un pago
21 October 2025 Online Payments
How to prevent and manage a payment system outage
Cliente usando enlace de pago en eCommerce desde el móvil y ordenador||
27 August 2025 Online Payments
How to send payment links in ecommerce to facilitate purchases via social media and WhatsApp
Cliente realizando pago con móvil en TPV físico atendido
22 August 2025 In-person payments
Differences between attended and unattended physical POS: Which is better for your business?
Press release

Explore our news, collaborations, and media mentions within the payments and financial technology ecosystem.

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Tutorials

Learn how to use our payment solutions with practical guides and step-by-step tutorials on plugin and platform integration.

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Glossary

Fintech Glossary: learn the key concepts of the world of payments Find clear, up-to-date definitions of the main terms used in the fintech ecosystem, payment gateways, tokenization, digital payments, and much more.

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Statistical Information

Bank of Spain

Circular 1/2015 of 24 March from the Bank of Spain addressed to payment service providers, on the information about the merchant discount and interchange fees received.

Circular 1/2015 of 24 March – Bank of Spain – View circular

DISCOUNT RATES

Information on the discount rate received each quarter by PAYNOPAIN FINANCIAL SERVICES, S.L.

  • 2020 – Third quarter
  • 2020 – Fourth quarter
  • 2021 – First quarter
  • 2021 – Second quarter
  • 2021 – Third quarter
  • 2021 – Fourth quarter
  • 2022 – First quarter
  • 2022 – Second quarter
  • 2022 – Third quarter
  • 2022 – Fourth quarter
  • 2023 – First quarter
  • 2023 – Second quarter
  • 2023 – Third quarter
  • 2023 – Fourth quarter
  • 2024 – First quarter
  • 2024 – Second quarter
  • 2024 – Third quarter
  • 2024 – Fourth quarter
  • 2025 – First quarter
  • 2025 – Second quarter
  • 2025 – Third quarter

We are a technology provider of payment solutions.
Do you need a payment solution for your business?
We can help you.

About us
  • About Paynopain
  • Team
  • Partners
  • Contact
Solutions
  • Virtual POS
  • Payment methods
  • Tap to Pay
  • Physical POS
  • Payment links
  • Subscriptions
Use cases
  • Hotels
  • Pymes
  • ecommerce
  • Restaurants
  • Marketplace
  • Collection agencies
  • Mobility and transportation
Legal and Corporate Information
  • License / Protection of user funds
  • Statistics
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  • Ethics portal
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© 2025 PaynoPain, All rights reserved
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Contact Pablo, your direct contact at PaynoPain
Grow with us as a technology partner

At PaynoPain, we collaborate with companies that share our vision of innovation, quality, and technological excellence. If you offer complementary solutions or want to distribute our products, together we can go further. We offer you support, training, and real opportunities for joint growth, with global impact.

    Email: comercial@paynopain.com
    Telf.: +34 964 830 121
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