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CNP - Card not present

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What is a CNP or card-not-present transaction?

A CNP (Card Not Present) transaction occurs when neither the cardholder nor the physical credit card is present at the time of the transaction. It is most common in remote purchases, especially online shopping, although it can also occur via phone, email or other communication channels.
In contrast, transactions are considered Card Present only when the customer is physically in a store and presents the card at a payment terminal.

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