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Payout

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What is a payout?

The term “payout” refers to the transfer of funds from a wallet to a merchant, commonly used in marketplaces. This process is essential for platforms that act as intermediaries between sellers and buyers, as it allows income to be distributed efficiently and securely.

How does a payout work?

A payout occurs when a platform or payment provider sends money to the beneficiary’s account. First, the money is received (payin), and then it is transferred to the recipient as agreed: it can be a one-time payment, a recurring payment, or split into several instalments.

It is widely used in marketplaces, apps, or platforms with multiple sellers or collaborators.

What is the difference between a payout and a payin?

A payin refers to the process of money entering a merchant’s account from a customer’s account. A payout, on the other hand, refers to the transfer of funds from the platform to a provider or end user.

In other words, while a payin receives funds, a payout distributes them. This distinction is crucial for properly managing payment flows in marketplaces, wallets and digital service platforms.

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