Tap to Pay

What is Tap to Pay?

Tap to Pay, also known as tap on phone, tap to phone or soft POS, is a technological solution that turns a mobile phone into a payment terminal. This allows merchants to accept contactless payments from customers simply by tapping their debit or credit card—or their mobile device—on a Tap to Pay–enabled phone.

How does Tap to Pay work?

Instead of inserting or swiping a card, the user only needs to tap their card on a Tap to Pay–enabled mobile device to complete the payment quickly. This is possible thanks to NFC (Near Field Communication), which allows data to be transferred wirelessly between devices without direct physical contact.

What are the advantages of Tap to Pay?

Convenience and flexibility

Tap to Pay allows you to carry out financial transactions from home, the office or anywhere else. You can pay at any time, without being limited by schedules or physical terminals.

Mobility

Tap to Pay enables payments from anywhere and at any time. You have full control of your transactions without needing to travel or rely on a fixed point of sale.

Simple and easy

Tap to Pay is intuitive and easy to use, even for people with limited digital experience. It makes financial operations straightforward and hassle-free.

Which businesses can benefit from Tap to Pay?

Tap to Pay offers major advantages for ecommerce and physical businesses. It doesn’t require additional hardware, is simple to use and improves checkout flows. Suitable for:

• Small local businesses

• Restaurants, bars, cafés and food trucks

• Catering and event companies

• Home delivery services

• Moving services

• On-site professional services: plumbers, electricians, locksmiths, etc.

• Beauty clinics, hair salons and nail salons

• Events, fairs and festivals

• Transportation and taxis

Is it compatible with all devices?

To start accepting payments on your phone, you need:

• An Android device with NFC enabled, allowing short-range wireless communication for contactless payments

• A stable internet connection and Google Mobile Services installed

• Android version 8.1 or higher for proper compatibility and performance

Regular updates are recommended to keep the system secure and functioning correctly.

Tap to Pay turns your phone into a payment terminal

Accept payments in your business without a POS terminal. If you want to learn more about Tap to Pay, here are some helpful posts:

• How to turn your phone into a payment terminal: the definitive guide

• Tap to Pay: what it is, how it works and which businesses can use it

• Tap to Pay: the latest trend in digital payments for restaurants

• The best POS for freelancers: turn your phone into a terminal

• Tap to Pay: everything you need to know about the new payment alternative for SMEs