With MB WAY, your Portuguese customers can pay online or in-store using only their mobile phone number and PIN — no cards, no complications.
Why choose MB WAY?
Accept MB WAY payments through PaynoPain
Accepting MB WAY payments through PaynoPain is the ideal choice if you’re looking for a local payment method in Portugal or want to expand your business in that market.
It’s the preferred mobile payment solution for more than five million Portuguese users — around 50% of the country’s banking customers. MB WAY allows users to store up to eight cards and make online purchases simply with their mobile number and MB WAY PIN.
Supported by 28 banks and covering 95% of the national market, MB WAY ensures that most of your Portuguese customers can pay quickly and easily.
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How do MB WAY payments work?
In e-commerce or apps:
Step 1: Select MB WAY
The customer chooses MB WAY as the payment method at checkout.
Step 2: Enter the mobile number
The buyer enters the phone number linked to their MB WAY account.
Step 3: Confirm the payment
The customer receives a notification in the app and confirms the transaction using their PIN.
Step 4: Instant payment confirmation
The transaction is approved within seconds, and the merchant receives immediate confirmation.
In physical stores:
Paso 1: Scan the QR code
The customer opens the MB WAY app and scans the QR code provided by the merchant.
Paso 2: Confirm the payment
They confirm the payment with their PIN if required.
Paso 3: Instant payment processing
The transaction is completed in seconds — no cash or physical cards needed.
Advantages of paying with MB WAY
Simple
Forget about carrying cards everywhere. With MB WAY, everything you need is already on your phone.
Fast
In just a few taps, the transaction is complete — no queues, no delays, no friction.
Secure
Your financial data is protected at all times, ensuring a worry-free payment experience.
Flexible
Store up to eight bank cards so you can manage all your financial options in one place.
A payment method you can trust
Suitable for all types of businesses
When managing your business payments, trust is key. With MB WAY, every transaction is secure: data is encrypted, validated with a PIN, and processed under strict banking standards.
Whether you run a physical store, an e-commerce site, or any other business model, MB WAY simplifies payments for Portuguese customers, helping you collect money faster and operate more efficiently.
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Frequently Asked Questions
What is MB WAY and how does it work?
MB WAY is a popular mobile payment app in Portugal that allows users to pay online, transfer money, withdraw cash or pay in stores using just their mobile number and a secure PIN.
How does the customer make a payment?
The customer selects MB WAY during checkout, enters their mobile number, receives a notification, selects a linked card, confirms with their PIN, and the payment is instantly approved.
How do I integrate MB WAY into my business with PaynoPain?
You can activate MB WAY directly from our control panel. Integration is quick and works for both e-commerce and physical stores, without any extra software or hardware.
Where is MB WAY available?
This method is mainly available in Portugal and widely used, especially among younger adults who prefer it for online purchases.
What happens if a customer experiences a payment issue?
Since the payment is authorized from the customer’s app, any issue should be managed directly through their device or with PaynoPain’s support team.
Can my business in Spain accept MB WAY?
Yes. If you sell to customers in Portugal, whether online or in person, you can accept MB WAY. The only requirement is that the associated bank account be in Portugal.
How many banks are integrated with MB WAY, and what coverage does it have?
More than 20 Portuguese banks support MB WAY, covering over 95% of the country’s banking market.
What are the transaction limits for MB WAY payments?
For online payments, the standard limit is €1,000, which users can increase up to €10,000 depending on their bank. In-store limits may vary, and smaller payments (under €50) might not require a PIN.
Is MB WAY secure?
Yes. MB WAY follows the same security, authentication and confidentiality standards as traditional card payments, ensuring safe transactions for all users.
Does the MB WAY app have any cost for end users?
No. The app is free to download and use, with no additional fees for consumers.