PaynoPain launches ‘Debt Collector’, the tool that makes debt recovery easier
Let's talk?

PaynoPain launches ‘Debt Collector’, the tool that makes debt recovery easier

25 February, 2025

Escrito por:PaynoPain
Cargo:Dep. Comunicación

Managing online payments is a complex task for many businesses, especially for those involved in debt recovery. The variety of payment options, strict regulations and the need to adapt to each customer make this process challenging. Moreover, failed or delayed payments directly affect a company’s operations.

With over 14 years’ experience in digital payments, at PaynoPain we have developed specific solutions to meet our merchants’ needs and address the challenges of each sector.

After identifying the main difficulties in the recovery process, we have developed an effective solution: 'Debt collector'. This tool allows debt recovery companies to send personalised payment links to their customers, enabling outstanding amounts to be settled quickly, conveniently and efficiently.

Optimisation and efficiency in the recovery process

The 'Debt collector' tool is designed to make the recovery process easier and faster for both companies and customers. This is achieved through the following features:

Payment flexibility

Allowing the customer to choose between paying the full amount upfront or settling the debt gradually through installments makes the recovery process more flexible and tailored to individual needs. By offering this option, both the company and the customer save time and resources, making the process smoother.

Viewing outstanding debt

The personalised link allows customers to view both the original debt amount and the outstanding balance, providing an up-to-date record of their payments.

Easy attachment of files

This new functionality enables businesses to attach relevant files for the customer, thereby facilitating clearer communication between both parties.

Access to transaction history

Tracking transactions is now simpler, with a detailed record of all payments made available on the same page.

Invoice download

The platform offers a detailed summary of all transactions and allows invoices to be downloaded quickly and easily, saving time and resources by centralising the entire process.

How to use 'Debt collector'?

Create a payment link for debt collection and management in less than 1 minute

  • Choose a subject: assign a unique name to the payment link.
  • Add a short description: provide clear details about the debt.
  • Set a password: protect the link with a password for added security.
  • Specify the amount and expiry date: define the amount to be paid and the deadline for payment.

Key advantages of 'Debt collector'

Recovering outstanding payments can be a real headache, but the 'Debt collector' tool offers several key benefits that help debt recovery companies streamline the process. The main advantages include:

Advantages for debt collection companies

Streamlines the recovery process

'Debt collector'' facilitates centralised payment management, eliminating manual processes and allowing for better tracking of each transaction. This results in more efficient, automated management.

Higher recovery rate

With an advanced payment tool that simplifies payments and offers flexibility, the recovery rate is significantly increased, improving liquidity and reducing losses.

Personalisation of payment links

Payment links can be customised to reflect each company’s brand identity. From logos to colours and design, businesses can adjust every detail to match their visual identity. This projects a more professional image and builds greater trust with customers.

Advantages for customers

Greater flexibility for customers

Customers can choose to pay in installments or clear the debt in one go, giving them more control over managing their finances. These options facilitate payments and reduce the likelihood of delays or failed transactions.

Payment methods

Customers can select from multiple payment methods, including cards, bank transfers, Bizum, PayPal and other digital options, all aimed at making payments as convenient as possible.

Transparency and tracking

Customers can view their outstanding balance, payment history and download invoices at any time, ensuring complete transparency over transactions.

Security assurance

Payments processed through the Paylands payment gateway comply with the highest security standards, including regulations such as PSD2 and PCI-DSS Level 1, ensuring fully protected transactions.

The easiest and most flexible way to manage outstanding payments

Payment gateway for recoveries

'Debt collector' is an efficient, flexible and secure solution for improving the recovery process. It enables debt recovery companies to offer customised options to their customers while ensuring that payments are made simply and securely.

If you wish to incorporate this solution, included in our payment gateway for recoveries, into your business and enhance your customers’ experience, please complete the contact form. We will be delighted to provide further details and answer any questions you may have.

Do you think we can be the best payment gateway for your business? Contact us!

    Company headquarters




    Somos una fintech española que nace en 2011 con el objetivo de dar cobertura de pagos a escala global y que actualmente contamos con proyectos tecnológicos en más de 30 países alrededor del mundo.